Employee Benefits

Benefits offered to employees of Craft Oil Corporation

Employees become eligible for the following benefits on the 1st day following 60 days of employment:

• Life Insurance — Equal to the amount of the employee’s salary up to $50,000.
• Health Insurance — Craft contributes 60% of premium and employee contributes 40%. There are two Blue Cross PPO plans to choose from.

The following are employee paid:

• Dental — United Concordia
• Vision — Davis Vision
• Short Term and Long Term Disability.

Eligible for Paid Time Off after 60 days of employment – All hours are prorated for the first year of employment and begin to accrue January 1 of each year.

The following are employee paid:

• Dental – United Concordia
• Vision – Davis Vision
• Short Term and Long Term Disability.

Eligible for Paid Time Off after 60 days of employment – All hours are prorated for the first year of employment and begin to accrue January 1 of each year.

Vacation accrues with each payroll from date of hire as follows:

Hourly Employees
1 – 3 years	40 hours or one (1) week
4 – 10 years	80 hours or two (2) weeks
11 years and over	120 hours or three (3) weeks

Salary Employees
1 – 5 years	80 hours or two (2) weeks
6 years or over	120 hours or three (3) weeks

Sick Time — 32 hours per year – begins to accrue after 60 days of employment

Personal Day — 1 (8) hour day per year

401K — Eligible to contribute the first day of the quarter following completion of the 1^st year of employment. Craft Oil matches $.50 per $1.00 up to 6% of salary.

7 Holidays — New Year’s Day, Memorial Day, 4^th of July, Labor Day, Thanksgiving, Christmas Eve and Christmas Day.